Baroda BNP Paribas Conservative Hybrid Fund
(An Open ended Hybrid Scheme investing
predominantly in debt instruments)
Baroda BNP Paribas Conservative Hybrid Fund
(An Open ended Hybrid Scheme investing
predominantly in debt instruments)
July 2026

July 2026


Investment Objective

The primary objective of the Scheme is to generate regular returns through investments primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related securities. There is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any return.

NAV Details (As on July 31, 2026)
Regular Plan - Quarterly IDCW Option : ₹ 10.8228
Regular Plan - Monthly IDCW Option : ₹ 10.6540
Regular Plan - Growth Option : ₹ 46.5529
Direct Plan - Quarterly IDCW Option : ₹ 12.7408
Direct Plan - Monthly IDCW Option : ₹ 13.1470
Direct Plan - Growth Option : ₹ 57.6326
Benchmark Index (Tier 1)

CRISIL Hybrid 85+15 – Conservative Index

Date of Allotment

September 23, 2004

Fund Manager
Category Fund Manager Managing
fund since 		Experience
Equity Mr. Paresh Jain** 01-Jul-26 22 years
Equity Mr. Ankeet Pandya 01-Jan-25 11 years
Fixed Income Mr. Prashant Pimple 21-Oct-22 24 years
Fixed Income Mr. Gurvinder Singh Wasan 21-Oct-24 21 years
**Mr. Paresh Jain was appointed as Fund Manager w.e.f July 1, 2026 in place of Mr. Sanjay Chawla.

Load Structure

Exit Load: • 1.00%, if redeemed or switched-out upto 6 months from the date of allotment of units. • Nil, if redeemed or switched-out after 6 months from the date of allotment of units
For detailed load structure please refer Scheme Information Document.


Lumpsum details

Minimum Application Amount:
₹ 1,000 and in multiples of ₹ 1 thereafter.
Minimum Additional Application Amount:₹ 500 and in multiples of ₹ 1 thereafter

Monthly AAUM## As on July 31, 2026 : ₹ 942.84 Crores
AUM## As on July 31, 2026 : ₹ 944.15 Crores

## including inter-scheme Investments, if any, by other schemes of BNP Paribas Mutual Fund, as may be applicable

EQUITY HOLDINGS% of Net Assets
Banks 0.98%
State Bank of India 0.98%
LESS THAN 0.75% EXPOSURE 19.21%
TOTAL EQUITY HOLDING 20.19%
PREFSHARE HOLDING 0.01%
TVS Motor Company Limited 0.01%
FIXED INCOME HOLDINGS Rating % of Net Assets
CORPORATE BOND 51.11%
✔ Reliance Industries Limited CRISIL AAA 5.05%
✔ Power Finance Corporation Limited CRISIL AAA 3.49%
✔ REC Limited CRISIL AAA 3.31%
✔ Indian Railway Finance Corporation Limited CRISIL AAA 2.68%
✔ Muthoot Finance Limited CRISIL AA+ 2.44%
✔ Shriram Finance Limited CRISIL AAA 2.25%
✔ Bajaj Housing Finance Limited CRISIL AAA 2.12%
✔ Export Import Bank of India CRISIL AAA 2.02%
✔ National Housing Bank CRISIL AAA 2.02%
Bharti Telecom Limited CRISIL AAA 1.99%
PNB Housing Finance Limited CARE AAA 1.92%
Small Industries Dev Bank of India CRISIL AAA 1.91%
Bajaj Finance Limited CRISIL AAA 1.89%
Torrent Power Limited CRISIL AA+ 1.70%
Piramal Finance Limited ICRA AA+ 1.70%
National Bank For Agriculture and Rural Development CRISIL AAA 1.59%
Tata Capital Housing Finance Limited CRISIL AAA 1.59%
Aadhar Housing Finance Limited ICRA AA 1.06%
Cholamandalam Investment and Finance Company Ltd ICRA AA+ 1.06%
Manappuram Finance Limited CRISIL AA 1.06%
Nomura Capital India Pvt Limited FITCH AAA 1.06%
Hindustan Petroleum Corporation Limited CRISIL AAA 0.85%
NTPC Limited CRISIL AAA 0.85%
Indian Oil Corporation Limited CRISIL AAA 0.74%
Torrent Pharmaceuticals Limited ICRA AA+ 0.74%
Embassy Office Parks REIT CRISIL AAA 0.53%
Larsen & Toubro Limited CRISIL AAA 0.53%
LIC Housing Finance Limited CRISIL AAA 0.53%
Mankind Pharma Limited CRISIL AA+ 0.53%
National Bank For Agriculture and Rural Development ICRA AAA 0.53%
Jamnagar Utilities & Power Private Limited CRISIL AAA 0.53%
UltraTech Cement Limited CRISIL AAA 0.53%
REC Limited ICRA AAA 0.31%
GOVERNMENT BOND 7.16%
✔ 6.68% GOI (MD 07/07/2040) Sovereign 2.16%
7.24% GOI (MD 18/08/2055) Sovereign 1.96%
7.09% GOI (MD 05/08/2054) Sovereign 1.52%
7.38% GOI (MD 20/06/2027) Sovereign 0.54%
6.94% GOI (MD 11/05/2036) Sovereign 0.53%
6.9% GOI (MD 15/04/2065) Sovereign 0.45%
STATE GOVERNMENT BOND 3.55%
7.78% Maharashtra SDL (MD 27/10/2030) Sovereign 1.09%
7.4% Gujarat SDL (MD 25/02/2036) Sovereign 1.06%
7.11% Gujarat SDL (MD 17/03/2031) Sovereign 0.85%
8.08% Karnataka SDL (MD 26/12/2028) Sovereign 0.44%
7.61% Rajasthan SDL (MD 29/03/2027) Sovereign 0.11%
CERTIFICATE OF DEPOSIT 3.06%
Union Bank of India ICRA A1+ 1.53%
National Bank For Agriculture and Rural Development CRISIL A1+ 1.02%
Small Industries Dev Bank of India CRISIL A1+ 0.51%
PTC 2.07%
Vajra Trust CRISIL AAA(SO) 1.37%
India Universal Trust CRISIL AAA(SO) 0.39%
Sansar Trust CRISIL AAA(SO) 0.31%
Corporate Debt Market Development Fund 0.29%
Corporate Debt Market Development Fund 0.29%
Total Fixed Income Holdings 67.25%
TREPS, Cash & Other Net Current Assets 12.56%
GRAND TOTAL 100.00%

Investment in Top 10 scrips constitutes 27.54% of the portfolio






For Scheme Performance please click here


Pursuant to distribution under Income Distribution cum Capital Withdrawal (‘IDCW’) option, NAV of the IDCW option of the scheme(s) would fall to the extent of payout and statutory levy (if applicable). The amounts under IDCW options can be distributed out of investors capital (Equalization Reserve), which is part of sale price that represents realized gains. Past performance may or may not be sustained in future. The above stated distribution rate per unit is net distribution rate after deducting applicable taxes. The above distribution rates are on face value of ₹ 10 per unit.

BER - Regular Plan (%) 1.70%
BER - Direct Plan (%) 0.42%
Equity Portfolio Turnover Ratio# 0.15
Total Portfolio Turnover Ratio 2.01

The Total Expense Ratio (TER) is the sum of the Base Expense Ratio (BER), brokerage fees, transaction costs, and statutory levies.
For details of TER, please refer the TER disclosure available on the website on https://www.barodabnpparibasmf.in/downloads/total-expense-ratio-of-mutual-fund-schemes.
#Equity portfolio turnover ratio excludes transactions in derivatives. Total Portfolio Turnover ratio is sum of Equity, Debt, and Derivative.

Average Maturity (years) 3.46
Modified Duration (years) 2.07
YTM (%) 7.19%
Macaulay Duration† (years) 2.18

†Concept of Macaulay duration: The Macaulay Duration is a measure of a bond’s sensitivity to interest rate changes. It is expressed in annual terms. It is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. Factors like a bond’s price, maturity, coupon, yield to maturity among others impact the calculation of Macaulay duration. The Macaulay duration can be viewed as the economic balance point of a group of cash flows. Another way to interpret the statistic is that it is the weighted average number of years an investor must maintain a position in the bond until the present value of the bond’s cash flows equals the amount paid for the bond. As it provides a way to estimate the effect of certain market changes on a bond’s price, the investor can choose an investment that will better meet his future cash needs.

This product is suitable for investors who are seeking*:

➤ Regular income and capital appreciation in long term.
➤ Investments primarily in Debt & money market instruments for regular returns & in equity and equity related securities for capital appreciation.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Scheme Riskometer^^
Investors understand that their principal will be at Moderate risk


Benchmark (Tier 1) Riskometer^
Benchmark riskometer is at Moderately High risk


^^Riskometer For Scheme: basis it’s portfolio, ^Riskometer For Benchmark (CRISIL Hybrid 85+15 – Conservative Index): basis it’s constituents; As on July 31, 2026

For complete portfolio, kindly refer the website https://www.barodabnpparibasmf.in/
* refer Glossary page

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.