[An open-ended retirement solution-oriented
scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)]
[An open-ended retirement solution-oriented
scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)]
The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversifi ed portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
NAV Details (As on June 30, 2026)| Regular IDCW | : ₹ 11.4372 |
| Regular Growth | : ₹ 11.4372 |
| Direct IDCW | : ₹ 11.8418 |
| Direct Growth | : ₹ 11.8418 |
Benchmark Index (Tier 1)CRISIL Hybrid 35+65 Aggressive Index
Date of AllotmentMay 28, 2024
Fund Manager | Category | Fund Manager | Managing fund since | Experience |
| Equity | Ms. Silky Jain** | 01-Jul-26 | 16 years |
| Equity | Mr. Yash Mehta** | 01-Jul-26 | 1.5 years |
| Fixed Income | Mr. Gurvinder Singh Wasan | 21-Oct-24 | 21 years |
Load Structure
Exit Load: • No Exit Load shall be imposed for switching
between Investment Plan(s) and Plans/Options within the
Investment Plan(s), subject to completion of lock-in period
For detailed load structure please refer Scheme
Information Document.
Minimum Amount: Lumpsum investment:
₹ 1,000 and in multiples of ₹ 1
thereafter.
Minimum Additional Application Amount:₹ 1,000 and in
multiples of ₹ 1 thereafter.
| Monthly AAUM## As on June 30, 2026 | : ₹ 390.17 Crores |
| AUM## As on June 30, 2026 | : ₹ 395.50 Crores |
## including inter-scheme Investments, if any, by other schemes of Baroda BNP Paribas Mutual Fund, as may be applicable
| EQUITY HOLDINGS | % of Net Assets | |
| Banks | 16.60% | |
| ✔ HDFC Bank Limited | 3.03% | |
| ✔ ICICI Bank Limited | 2.78% | |
| ✔ State Bank of India | 2.34% | |
| ✔ Axis Bank Limited | 1.96% | |
| AU Small Finance Bank Limited | 1.26% | |
| Kotak Mahindra Bank Limited | 1.24% | |
| Ujjivan Small Finance Bank Limited | 1.19% | |
| City Union Bank Limited | 1.05% | |
| The Federal Bank Limited | 1.00% | |
| Karur Vysya Bank Limited | 0.75% | |
| Electrical Equipment | 5.18% | |
| ✔ Bharat Heavy Electricals Limited | 1.91% | |
| Hitachi Energy India Limited | 1.77% | |
| GE Vernova T&D India Limited | 1.50% | |
| Automobiles | 4.72% | |
| Mahindra & Mahindra Limited | 1.55% | |
| TVS Motor Company Limited | 1.19% | |
| Ola Electric Mobility Ltd | 1.05% | |
| Maruti Suzuki India Limited | 0.93% | |
| Chemicals & Petrochemicals | 3.77% | |
| Navin Fluorine International Limited | 1.72% | |
| Linde India Limited | 1.04% | |
| Pidilite Industries Limited | 1.01% | |
| Finance | 3.41% | |
| PNB Housing Finance Limited | 1.31% | |
| Cholamandalam Investment and Finance Company Ltd | 1.08% | |
| Bajaj Finance Limited | 1.02% | |
| IT - Software | 3.19% | |
| Tech Mahindra Limited | 1.28% | |
| Infosys Limited | 1.01% | |
| Persistent Systems Limited | 0.90% | |
| Petroleum Products | 3.14% | |
| Reliance Industries Limited | 1.64% | |
| Hindustan Petroleum Corporation Limited | 1.50% | |
| Pharmaceuticals & Biotechnology | 3.12% | |
| Divi's Laboratories Limited | 1.83% | |
| Mankind Pharma Limited | 1.29% | |
| Capital Markets | 3.12% | |
| Multi Commodity Exchange of India Limited | 1.65% | |
| Nippon Life India Asset Management Limited | 1.47% | |
| Construction | 2.88% | |
| ✔ Larsen & Toubro Limited | 2.88% | |
| Insurance | 2.33% | |
| SBI Life Insurance Company Limited | 1.34% | |
| Max Financial Services Limited | 0.99% | |
| Telecom - Services | 1.94% | |
| ✔ Bharti Airtel Limited | 1.94% | |
| Consumer Durables | 1.89% | |
| ✔ Titan Company Limited | 1.89% | |
| Beverages | 1.57% | |
| Radico Khaitan Limited | 1.57% | |
| Food Products | 1.48% | |
| Britannia Industries Limited | 1.48% | |
| Leisure Services | 1.47% | |
| Travel Food Services Limited | 1.47% | |
| Industrial Products | 1.43% | |
| Cummins India Limited | 1.43% | |
| Aerospace & Defense | 1.41% | |
| Bharat Electronics Limited | 1.41% | |
| Healthcare Services | 1.33% | |
| Fortis Healthcare Limited | 1.33% | |
| Agricultural, Commercial & Construction Vehicles | 1.06% | |
| Tata Motors Ltd | 1.06% | |
| Retailing | 1.02% | |
| Vishal Mega Mart Limited | 1.02% | |
| Cement & Cement Products | 1.00% | |
| UltraTech Cement Limited | 1.00% | |
| Financial Technology (Fintech) | 0.95% | |
| One 97 Communications Limited | 0.95% | |
| Power | 0.93% | |
| NHPC Limited | 0.93% | |
| IT - Services | 0.88% | |
| Sagility Limited | 0.88% | |
| LESS THAN 0.75% EXPOSURE | 1.90% | |
| TOTAL EQUITY HOLDING | 71.72% | |
| PREFSHARE HOLDING | 0.01% | |
| TVS Motor Company Limited | 0.01% | |
| FIXED INCOME HOLDINGS Rating | % of Net Assets | |
| GOVERNMENT BOND | 25.81% | |
| ✔✔ 6.9% GOI (MD 15/04/2065) | 19.55% | |
| ✔✔ 7.34% GOI (MD 22/04/2064) | 4.01% | |
| 6.79% GOI (MD 07/10/2034) | 1.27% | |
| 6.01% GOI (MD 21/07/2030) | 0.50% | |
| 7.09% GOI (MD 05/08/2054) | 0.48% | |
| CORPORATE BOND | 2.37% | |
| Jamnagar Utilities & Power Private Limited | 1.29% | |
| Piramal Finance Limited | 1.08% | |
| Total Fixed Income Holdings | 28.19% | |
| TREPS, Cash & Other Net Current Assets | 2.83% | |
| GRAND TOTAL | 100.00% |
Investment in Top 10 scrips constitutes 41.35% of the portfolio
The scheme currently does not have Distribution History.
| BER - Regular Plan (%) | 2.10% |
| BER - Direct Plan (%) | 0.89% |
| Portfolio Turnover Ratio | 0.53 |
The Total Expense Ratio (TER) is the sum of the Base
Expense Ratio (BER), brokerage fees, transaction costs, and
statutory levies.
| Average Maturity (years) | 32.11 |
| Modified Duration (years) | 10.57 |
| YTM (%) | 7.32% |
| Macaulay Duration† (years) | 10.97 |
†Concept of Macaulay duration: The Macaulay Duration is a measure of a bond’s sensitivity to interest rate changes. It is expressed in annual terms. It is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price. Factors like a bond’s price, maturity, coupon, yield to maturity among others impact the calculation of Macaulay duration. The Macaulay duration can be viewed as the economic balance point of a group of cash flows. Another way to interpret the statistic is that it is the weighted average number of years an investor must maintain a position in the bond until the present value of the bond’s cash flows equals the amount paid for the bond. As it provides a way to estimate the effect of certain market changes on a bond’s price, the investor can choose an investment that will better meet his future cash needs.
➤ Capital appreciation and Income generation over long term.
➤ Investment in diversified portfolio of equity & equity related securities and fixed Income securities.
*Investors should consult their nancial advisers if in doubt about whether the product is suitable for them.
^^Riskometer For Scheme: basis it’s portfolio, ^Riskometer For Benchmark (CRISIL Hybrid 35+65 Aggressive Index): basis it’s constituents; As on June 30, 2026
For complete portfolio, kindly refer the website https://www.barodabnpparibasmf.in/
* refer Glossary page
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.