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Think investing in mutual funds requires a large sum? Not anymore.

Introducing Choti SIP - an initiative that makes mutual fund investing truly accessible. With contributions starting as low as ₹250 per month, it’s designed for those who want to begin their investment journey for the first time in mutual funds with confidence, without feeling overwhelmed.

Whether you're a young professional, a student, a homemaker, or someone planning for your family’s future — Choti SIP allows you to start small, stay consistent, and build wealth over time.

Because good financial habits don’t need to wait for the “right time” or a “big amount” — they just need the right start.

Take your first step today.

Invest smart. Start with Choti SIP.

To know more click here

What is Choti SIP?

Choti SIP is an initiative by SEBI to promote financial inclusion. Choti SIP starts with just as little as ₹250 per month, making it easier for individuals—especially those new to investing—to enter the world of mutual funds.

Key Benefits of Choti SIP

  • Low Entry Barrier: Begin your investment journey with just ₹250 a month.

  • Cultivates Investing Discipline: Instils a regular saving and investing habit, even with limited monthly outflows.

  • Power of Compounding: Even small investments, when done consistently, can grow significantly over time.

  • Flexible & Scalable: You can always increase your SIP amount or top up as your income grows.

Choti SIP is ideal for:

  • First-time investors looking to test the markets.

  • Students, young earners, or gig workers with variable income.

  • Anyone aiming to build a disciplined investment habit without stretching their monthly budget.

  • Investors who do not have high amounts on regular basis to contribute.

How to Subscribe?

Subscribing to Choti SIP is simple:

Choose a mutual fund scheme that offers Choti SIP.

Register through our website, app, or via a mutual fund distributor.

Complete your KYC if not already done.

Set up your bank mandate for monthly investments.

Sit back and watch your investment grow with time.

Do’s and Don’ts of Choti SIP

Do’s

  • Do start early, even if the amount is small.
  • Do stay consistent, month after month.
  • Do review your SIP periodically and adjust if needed with Top Up SIP.

Don’ts

  • Don’t skip SIPs unless absolutely necessary.
  • Don’t expect overnight returns—SIPs work best over the long term.
  • Don’t stop your SIPs due to market volatility; instead, stay invested to average your cost.

Invest Wisely for Long Term:

Start your Choti SIP today and take the first step towards building a stronger financial future—one small investment at a time.

Invest Consistently

Regular investing builds wealth steadily. Treat your SIP like a monthly utility—non-negotiable and essential.

Top-Up Your SIP

As your income grows, so should your investment. Use Top-Up SIP feature to increase your contributions automatically each year.

List of Baroda BNP Paribas Mutual Fund Schemes for Choti SIP: